Renting Versus Buying
July 27th, 2009
With the vast change in economic landscape over the last several months, the American Dream of owning a home has become a distant reality for all but a few people who have pristine credit and a significant nest egg that had not been centered in the stock market. Couple that with the great uncertainty over whether you will even have a job over the next several months, most people are postponing that biggest of all financial decisions.
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Current Mortgage Landscape
July 22nd, 2009
Mortgage rates for the average home-owner have started to inch up from historic lows a few weeks ago. If you have a property in mind, the credit score to get the best rates and a down payment, the next few weeks are crucial to get you low rate locked in. With the economy showing signs of slowly recovering, new home starts increasing and existing home sales increasing, mortgage rates are sure to climb.
ARM – the dreaded 3 letters in the mortgage business
July 21st, 2009
ARM, the adjustable rate mortgage, helped fuel the huge real estate bubble over the last several years. Ridiculously low introductory rates for terms of one, three and as many as five years lured thousands of would be home buyers and the predatory investors into the real estate market. With credit markets booming there seemed to be an endless supply of cash to fund these loans. Many were also zero down payment loans.
Commercial Property for Sale
June 2nd, 2009
Commercial property can also provide you with steady income as long you have a good tenant who pays well. Commercial property can be sold by the owners or by the help of commercial property agents. You can make contact on your own with other commercial property owners to inform them of the property and let them decide whether they would like to have it too. If you engage an agent, he/she can also do this in addition to other responsibilities.
International Property Search
June 2nd, 2009
It is possible to get properties from different countries and you do this through an online international property search. You can’t do this on your own but the best is to work with an international property agent. This type of agent knows the dealing of property in the areas he/she represents and will be in better position to negotiate the deal for you. International property can also be searched through international property portals.
Three Mistakes made in Estate Planning
June 2nd, 2009
When dealing in real estate, it is very critical to plan out the investment with skilled professionalism. Mistakes are very common in the arena. Three most common have been outlined for you.